For your convenience, we have the following forms & applications available on our site.
PDF forms require Adobe Acrobat Reader.
Membership Application
Mail the completed membership application:
UFCU, P.O. Box 1112, Englewood Cliffs, NJ 07632
A photo ID is required (driver license or passport)
Share Draft Account/ATM Visa® Debit Card Account Application
Stop Payment Request for Checks or ACH
Money Market Application II
Share Certificates
Change of Address
Complaint
LOAN APPLICATIONS
Personal/Vehicle Loan Application
STUDENT LOANS
Student Loans/Refinance Application
Self Certification form for student loans
CREDIT CARDS
Credit Card Application
Balance Transfer
Online Services – Secure Access to Your Accounts
(Online Banking, Bill Pay. Electronic Statements, Visa® Credit Cards)
US PATRIOT ACT
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.
The following links and documents are provided as a service to Credit Union members.
We are including this information for your convenience only and do not endorse,
guarantee, or provide any services or products listed or any of the site content.
Credit Reports and Credit Scores
|
|
Credit reports are now free, every week
Now it’s easier than ever to check your credit more often. That’s because everyone is eligible to get free weekly credit reports from the three national credit reporting agencies: Equifax, Experian, and Transunion. To get your free reports, go to AnnualCreditReport.com.
The credit reporting agencies are making these reports free for the next year. To learn more Click here
|
Understanding How Credit Scores and Credit Reports Work
A healthy credit report and a high credit score can mean better financial options for you. Learn how these two documents work together to gauge your financial health.
To access your consumer reports click here.
|
|
The Credit Bureau ReportThe site provides direct links to each of the credit reporting companies. The site also provides instructions on how consumers can obtain a free yearly credit report directly from each credit reporting company, and provides information on how consumers can obtain their credit score.
www.annualcreditreport.com
|
Check your credit report at least once a year
|
| Fixing your credit |
| Disputing errors on credit reports |
| How to rebuild your credit |
| Financial Education for Kids, Teens and Young Adults |
| www.stockpile.comRegistered brokerage where you can buy fractional shares of stock (Unilever?) for $.99 per trade. Instead of having to buy an entire share, invest any amount you want. Teach kids about investing. Kids and teens can track their stocks 24/7, and place trades that you approve. |
|
www.bizkids.com
BIZ KID$ is a financial education initiative, launched nationally in 2008 that teaches kids about money management and business. The initiative includes an award-winning TV series, free classroom curriculum, outreach activities and website targeting children 9-16 years old.
|
|
www.unileverfcu.org/kid$ Club Savings Account
Kid$ Club Savings Account- for kids under the age of 17. Get $5.00 when you open a Kid$ Club Savings Account. Bring your report card into the credit union after each grading period. Get $2.00 for each A and $1.00 for each B.
|
|
www.creditunionsrock.com
Cu Solutions Group – Provides information and resources to help youth work wisely with their money, from getting their first job to starting a family.
|
|
Personal Finance for Teens 13 to 18
Money Matters promotes financial responsibility and independence among Club members ages 13 to 18. Participants learn how to manage a checking account, create a budget, save and invest, start small businesses and pay for college.
http://www.moneymattersmakeitcount.com/
|
Thinking of buying your first car?
Buying your first car involves budgeting and planning. Here are some things to consider before you get your first set of wheels.
Click here to learn more about the process.
|
|
MyMoney.gov
Provided by the U.S. Financial Literacy and Education Commission, www.mymoney.gov gives people the opportunity to learn more about saving for college, budgeting, taxes and even home ownership.
|
Discover the Credit Union difference
Credit Unions are not-for-profit institutions owned by the people who bank there. This means we can offer lending rates consistently lower than banks. In fact, we don’t charge fees for many of the services that banks typically do. We have all the advantages of a big bank, but we’re driven by service rather than profit. Become a member today and discover why the Unilever Federal Credit Union is different.
