The following services are available to all members free of charge:
- Mobile Check Deposit
- Direct Deposit
- Electronic Funds Transfer
- By Mail
Mobile Check Deposit
Deposit a Check • Anytime • Anywhere
It’s easy, secure, and free. Just use your smartphone’s camera to take a photo of your check, then submit it from our mobile app. Deposit your checks into your savings, money market and checking account.
To access UFCU’s Mobile Check Deposit:
1 . Account must be enrolled in Online Banking prior to logging into the mobile app.
2 . Download our free mobile app:
Apple Users – Download the app in the Apple Store
Android Users – Download the app in the Google Play Store™
3. Use your Online Banking User ID and Security code (password) to securely login.
How to deposit checks within the mobile app
- Log into the Unilever Federal Credit Union app (the same User ID and Password as Online Banking)
- Select “Deposit” at the bottom of screen
- Select “Deposit a check” (Check must be endorsed)
- Select account to deposit check
- Enter Amount
- Select take photo
- Take a photo of both front and back of check
- Accept each image
Deposit Limits & Funds Availability
- Maximum check limit per item is $5,000 and daily deposit limit is $10,000
- The first $500 is available on the day of deposit, balance is available within 2 business days
- To avoid duplicate deposit, mark the check as “Mobile Deposit”
- Save the deposited check for 30 days or until check clears, then shred or destroy it
Tips for Taking Good Photos - Lay the check on a flat surface in a well-lit area
- Keep hands clear of the check
- Make sure check is not folded or torn
- Confirm the check amount matches the amount on the check
- Do not deposit checks payable to any person or entity other than you or the credit union
Please Note
If the back of the check is not properly endorsed, we reserve the right to reject the check for deposit.Types of Checks not Accepted
Third-party checks, checks issued outside the US, incomplete and post-dated checks. Savings Bonds, Traveler’s Checks and Money Orders are also not accepted and other restrictions may apply.
Have QuestionsEmail us at credit.union@unilever.com
